It is possible to get loan quickly.
Normally waiting times for funding are anything but short: People who need money often have to wait a long time. There is, however, excellent news: if you need prompt and immediate liquidity, fast loans are right for you. In our guide we will find out how to get our loan as quickly as possible.
In principle, fast loans are granted within 24-48 hours of the request.
This type of contributions can be granted to workers or pensioners. In this case it is the paycheck or the pension and act as a guarantee. Very important, for the purpose of granting fast financing, is the excellent credit reputation.
The maximum amount that can be disbursed with this category of loans is not very high. Generally, capital can not exceed € 70,000.
The loan can be requested and granted for the most varied purposes : from a trip to the renovation of the house up to an important purchase. In any case, the bank and the financial company will not ask you for any reasons.
To request it, please contact the bank of your chosen bank or, alternatively, make a request via the Internet. In this case it will be enough to connect to the website of the chosen bank and fill in the appropriate form with your data.
We advise you to forward the request to one credit institution at a time . Only after receiving the denial response, you can apply for fast financing to another bank. The latter will verify your request and, first of all, will load it on the central risk . In the event that, from the central risks, there are more requests made by the same person, they will reject the request for fast financing.
A separate mention must be made for the documents required to apply for the loan. The documentation is, in principle, the following:
– last pay check;
– last CUD;
– personal documents.
The loan will be paid in a few hours.
How to get fast financing online
One of the slimmer and faster procedures for obtaining a loan is the online compilation of the application forms. The advantages are clear: you can request your fast financing by not moving from your home. All you have to do is follow the instructions on the site, fill in the appropriate form with all your data. You will then have to attach the following documents to the request: proof of income and identity document.
In order to obtain fast online funding, you will obviously have to be provided with a stable source of income: this is a requirement that must be tested with the paycheck or the pension. Finally, you will not have to be listed on the bad payers list.
Once you have filled in all the fields of the form, your request will be sent to the bank that will evaluate it in a short time. When the bank has accepted your request, you will receive the amount disbursed to your bank account within 48 hours.
Fast financing: the most important types
On the market there are very many types of fast loans that can be requested and provided. In our guide we have selected the most common and used types of financing.
In particular they vary in relation to the subject that requires them. We have:
– Fast loans that are realized with assignment of the fifth with delegation;
– Fast loans to employed and retired employees ;
– Fast loans given to self-employed and freelancers;
Fast loans with assignment of the fifth with delegation
As a rule, the bank or finance takes a full 20 days to complete the procedure. In the event that a fast loan is requested, it is necessary to give the bank its knowledge that it will provide an advance up to 80% of the capital . This advance payment can be made within 3 days from the submission of the request.
To guarantee these loans will be required the paycheck or the assignment of the fifth or the proxy loan. These guarantees offered by increasing the chances of obtaining the requested amount in 24-48 hours.
Fast loans granted to self-employed and self-employed workers
It is clear that, in these cases, both categories of workers can not offer a paycheck guarantee : for this reason it may be more difficult for them to get a quick loan. The odds decrease considerably if the worker is also a bad payer or registered in the protest register.